Terms of Use & Disclaimer
Effective Date: July 2024
Welcome to TDM Insurance Group ("Company", "we", "our", or "us"). By accessing or using our website located at https://tdminsgroup.com (the "Site"), you agree to comply with and be bound by the following Terms of Use and Disclaimer. If you do not agree to these terms, please do not use this Site.
Use of the Website This Site is intended for individuals seeking information about life insurance products and related services offered by TDM Insurance Group in the state of Illinois. You may use the Site only for lawful purposes and in accordance with these Terms.
Not Insurance Advice: The content provided on this Site is for informational purposes only and does not constitute legal, tax, financial, or insurance advice. You should consult a licensed insurance agent or advisor before making any decisions related to life insurance coverage or financial planning.
No Guarantee of Coverage: Submitting a request for a quote or contacting us through the Site does not guarantee coverage, approval, or issuance of any insurance policy. All applications are subject to underwriting approval by the respective insurance carrier and may involve additional health and financial evaluations.
Eligibility: You must be at least 18 years of age to use this Site or to request any insurance-related information through our forms. We do not knowingly collect personal data from individuals under 18 years of age.
Intellectual Property: All content on this Site, including but not limited to text, logos, graphics, and layout, is the property of TDM Insurance Group and protected by U.S. intellectual property laws. You may not copy, modify, or distribute any content without our prior written consent.
Third-Party Links This Site may contain links to third-party websites. These links are provided for convenience only. We do not control or endorse these websites and are not responsible for their content or practices.
Disclaimers
The Site and its contents are provided "as is" without warranties of any kind, either express or implied.
We do not guarantee the accuracy, completeness, or timeliness of the information provided on this Site.
We are not liable for any loss or damage arising from your reliance on information provided via the Site.
Limitation of Liability: To the fullest extent permitted by law, TDM Insurance Group shall not be liable for any direct, indirect, incidental, or consequential damages arising out of your access to or use of the Site, including any errors or omissions in the content.
Indemnification: You agree to indemnify and hold harmless TDM Insurance Group, its affiliates, and employees from any claims, damages, or expenses arising out of your misuse of the Site or violation of these Terms.
Governing Law: These Terms are governed by the laws of the State of Illinois, without regard to its conflict of law principles. Any disputes shall be resolved in the state or federal courts located in Illinois.
Changes to These Terms We may update these Terms of Use at any time. Your continued use of the Site constitutes your acceptance of any changes. Please review this page periodically for updates.
Contact Us If you have any questions about these Terms or our services, please contact us at:
TDM Insurance Group |15337 South Cicero Avenue Suite A | Oak Forest, IL 60452] Email: theron@tdminsgroup.com Phone: 331.244.1806